GN Mobile Money

About The GN Mobile Money

GNMM service offers a “bank account” (i.e. Wallet) to users of mobile phones using their SIM numbers and it allows easy and safe management of cash in real time. Your SIM card or phone number becomes your Wallet or “Bank Account”.


  • GNMM can be accessed via two channels:
    • USSD – by dialing our short code *712#.
    • Mobile Application-- (supported only by Android or iOS phones).
  • GNMM is running on these four networks in Ghana:
    • MTN, Tigo, Airtel, Vodafone.
  • Offers flexibility, total security, and convenience of accessing money on mobile phones at any location and on any type of mobile phone device. 

Services include:

  • Balance Check: Both wallet and Bank accounts.
  • Transfers: Account-to-Account; Account-to-Wallet; Wallet-to-Account; Wallet-to-Wallet.
  • Cash Transactions: Withdraw or send cash using a “Token.”
  • Bill Payments: Payment for services like : FDTV, GN Electronics, Coconut Grove Hotels, ECG, DSTv, GWCL, etc.
  • Airtime/Credit Top-up
Don't Borrow to invest
Do not borrow money to invest, it is a big no no. This does not differ from gambling. Refer to tip No.2 and avoid borrow money to invest. One should save money to invest.


© 2017 GN Bank Ltd. All rights reserved.