Hybrid Account

About The Savings Account

GN Bank‘s SAVINGS ACCOUNT will enable you to save for a much longer period and earn an attractive interest.
If you want your funds to be saved and accumulated in a very safe place and at the same time generate some earnings pending their use in the future, GN Bank Savings account is for you.



Hybrid of current, saving and investment product. It is designed to encourage account holders to maintain a defined minimum account balance on their account to avoid COT charges; whilst earning interest. Account is available in Ghana cedis to facilitate payments into and out of an account using cheques. It is available to individual and enterprises only.

  • E-Banking (Free SMS, e -statement and internet banking)
  • Minimum account opening amount for
    • Individuals: GHS 50.00
    • Entities: GHS 100.00
  • Minimum account balance amount for
    • Individuals: GHS 500.00
    • Entities: GHS 1000.00
  • Cheque Book
  • ATM Card: only individuals
  • 3rd party withdrawal
  • Zero COT if minimum account balance is kept daily
  • Pricing will be in line with bank's tariff guide 

  • Account opening: free
  • Change of account credentials: free
  • Commission On Turnover: 0.0% of minimum Account balances is maintained throughout the month
  • Unauthorized overdrawn: 6% above the approved interest rate
  • Account closing: free

Key Features

The key features of the Savings Accounts are:

  • Interest calculated on daily basis and credited monthly
  • Statements of account upon request
  • Withdrawal slip/passbook provided
  • Deposit made through our locations and Mobile Bankers.

How To Apply

The key features of the Savings Accounts are:

  • Complete the relevant application form as provided by the bank
  • Minimum of GH¢10 required to open account
  • 2 Passport pictures
Don't Borrow to invest
Do not borrow money to invest, it is a big no no. This does not differ from gambling. Refer to tip No.2 and avoid borrow money to invest. One should save money to invest.


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